Interest Only
Pay interest during the term.
- Principal stays unchanged
- Full principal due at term end

Personal loans for life's next step, with a team you can talk to.
Complete your application online.
Our team reviews your request and, if approved, your loan terms.
Once finalized, receive funds via Interac e-Transfer.
Pay interest during the term.
During the loan term, your scheduled payments cover interest. These payments do not reduce the principal you borrowed.
Plan for the final payment: the full principal is due at the end of the agreed term.
Repay principal and interest together.
Each scheduled payment covers both principal and interest. As you make payments, the principal balance gets smaller.
Your repayment schedule and payment amount are set out in your loan agreement.